For Retiring Farmers

Your Land Deserves to Stay in the Hands of Farmers.

"Someone should keep farming it."

You spent decades building soil, planting orchards, and caring for this land. A community land trust means it stays in agriculture forever — not a generation. Forever.

370 million acres are about to change hands.

The average American farmer is 58 years old. Over 40% of all US farmland will transfer ownership in the next 15-20 years. Most retiring farmers don't have a succession plan. Their children moved to cities. The economics pushed the next generation away. And the buyers lining up aren't farmers.

58
Average age of US farmers
370M
Acres changing hands by 2040
70%
Of retiring farmers with no succession plan

The current options for retiring farmers are corporate ag consolidators who monocrop, developers who subdivide, or tech companies who pave. We're offering a fourth option: a community of families who will live on the land, farm it together, and protect it permanently through a nonprofit land trust.

Morning goat milking on the community pasture
Your pastures will still have animals. Your orchards will still produce. Your soil will keep getting better.

Six ways to structure the transfer.

Every farmer's situation is different. The community land trust model accommodates multiple structures — from a straight cash sale to a full charitable donation. All transactions go through licensed professionals and independent legal counsel.

Straight Sale at Market Value

The CLT purchases your land at full appraised value. Standard real estate transaction.

You get full cash at closing. Simplest option.

Bargain Sale

You sell 20-40% below market value. The difference counts as a charitable donation to the 501(c)(3) CLT — deductible against your income taxes for up to 15 years.

Cash at closing + significant tax deduction. Best for farmers with tax liability to offset.

Life Estate

The CLT buys your land, but you retain the legal right to live on a portion for the rest of your life. The CLT gets a discounted price for the delayed full access.

Cash now + lifetime housing security + your legacy is settled.

Full Donation

You donate the land to the CLT and take the full charitable deduction — potentially worth hundreds of thousands against your income taxes. Powerful estate planning tool.

Maximum tax benefit. Ideal for high-net-worth farmers focused on legacy and estate minimization.

Installment Sale

You sell to the CLT with seller financing over 5-15 years. You hold a promissory note secured by the land.

Steady retirement income + tax liability spread across years.

Lease-to-Own

The CLT leases your land for 3-5 years with a purchase option. Annual lease payments ($15K-$25K) are credited toward the eventual purchase price.

Immediate income + time to see if we're the right stewards before you commit.

Nobody wants to be first. Everybody wants to be second. We're looking for the farmer brave enough to be first.
— The Catalyst Model, Sovereign Misfit Farm

Why a community land trust — not just another buyer?

Single buyers default on mortgages. Families change their minds. Corporations answer to shareholders. A 501(c)(3) community land trust is legally structured so that the land can never leave agricultural use. That's not a promise — it's an IRS designation.

225+
CLTs operating across the US
99yr
Ground leases for each household
12
Households farming together, not one buyer alone

We have a 10-year financial model with 1,100+ formulas and three scenarios. A layered capital stack that doesn't depend on any single funding source. Legal templates, governance documents, and a complete operational playbook — all open source. We're not asking you to trust a handshake. We're asking you to look at the spreadsheet.

Aerial view of twelve unique homes in a community village
Twelve families. Each home unique. A-frames, tiny houses, cob cottages, yurts — all connected by shared land and shared purpose.

The math works better with improved farmland.

Buying a working farm costs more per acre — but saves dramatically on infrastructure. The well is drilled. The roads are graded. The fencing is up. The barn exists. The soil is established. Our financial model shows a 29% total project cost reduction when acquiring improved farmland versus raw land.

$160K
Saved by buying improved farmland vs raw land
29%
Total project cost reduction
$0
Spent on well, roads, fencing, electrical — it already exists

There's even a government incentive for this.

The USDA Transition Incentives Program (TIP) pays retiring farmers up to 2 additional years of their existing CRP or ACEP contract payments if they sell or rent to beginning or socially disadvantaged farmers. That can mean $5K-$50K+ in additional income just for choosing us as your buyer. Contact your county FSA office to see if you qualify.

We're plugged into the network.

We're connected with (or actively connecting to) the organizations that support farmland transition across the country.

American Farmland Trust

National farmland conservation and advocacy. Farmland Finder tool and regional offices.

farmland.org

Grounded Solutions Network

National CLT technical assistance, legal templates, and funding connections.

grounded.org

USDA Farm Service Agency

Transition Incentives Program, beginning farmer loans, county-level support.

Local county FSA office

State Farm Link Programs

Connecting retiring farmers with beginning farmers in 30+ states.

farmlink.net

Land For Good

Farm succession planning specialists with deep legal and financial expertise.

landforgood.org

State / Local Land Trusts

Hold conservation easements and have existing relationships with farmland owners.

lta.org (Land Trust Alliance)

Let's have a conversation.

Even if selling to us isn't right for your situation, we'd value your wisdom. Maybe you know a farmer who's thinking about this. Maybe you have advice. Maybe you just want to tell us we're crazy. We want to hear it all.

Email Us See the Full Model
Download the one-page letter for sharing with farmers you know